Our Specialty
Creating liquidity for future needs
Reducing risks
Preserving Wealth or creating inheritance structures
Help our clients prevent the future “Soap Opera”
Funding Creative Insurance Based Strategies
Minimizing taxes
Asset protection while offering the option to defer taxes
Additionally, we work with top international law firms to ensure all tax-related matters are in order and structured correctly for this strategy.
Our clients are typically sophisticated entrepreneurs, investors, and families with significant global exposure. From an underwriting perspective, clients must be in standard (well-controlled) or preferred health and be prepared to disclose relevant medical information as required.
Some of the most common needs for the purchasing of a life insurance policy may be a combination of one or more of the strategies listed below:
Buy/Sell Agreements between partners
Personal retirement
Family Succession Planning
Equitable distribution of assets
Key Person in the Company
Deferred compensation for senior executives or partners
Insurance as an alternative asset class
Sovereign Risk and Foreign Currency Diversification
THE FUNDING OF BUY-SELL AGREEMENTS AMONG OWNERS/PARTNERS
- Structured for use among partners or family members within privately held enterprises.
- Facilitates orderly ownership transitions and business continuity.
- Provides liquidity to acquire ownership interests from departing partners or surviving spouses.
KEY PERSON INSURANCE
- Appropriate where the continuity and value of the enterprise are materially dependent upon senior management or principal owners.
- Provides financial stability and transition support in the event of death or incapacity.
DEFERRED COMPENSATION & EXECUTIVE BONUS PLANS
- Designed for organizations in which human capital is critical to long-term performance.
- Supports the attraction, retention, and motivation of key executives.
- Funded through insurance-based solutions to provide pre- and post-retirement benefits.
SOVEREIGN RISK AND FOREIGN CURRENCY DIVERSIFICATION
- Intended for clients with concentrated exposure to a single non-U.S. dollar currency.
- Provides structural diversification and protection against political, economic, and social instability.
